Banking guide

Banks in Botswana and How to Compare Their Interest Rates

By DoBiz Africa | Published 16 September 2026 | Reviewed for Botswana readers
Money and banking rate comparison
Money and banking rate comparison

Interest rates affect what you earn on savings and what borrowing costs. A useful comparison must match the same product, amount, term and customer profile.

Commercial banks operating in Botswana

The Bank of Botswana directory lists ABSA Bank Botswana, Access Bank Botswana, Bank Gaborone, Bank of Baroda Botswana, BBS Bank, First Capital Bank, First National Bank of Botswana, Stanbic Bank Botswana and Standard Chartered Bank Botswana.

Rates worth comparing

Compare prime lending rates, mortgage and personal-loan rates, savings and call-account rates, and fixed-deposit rates. Check whether a figure is nominal or effective and whether it applies to your amount and term.

How to compare fairly

Select one product and amount, use the same term, include fees and insurance, and check access or early-settlement rules. Request a personalised quotation before deciding.

Rates change. Use the live DoBiz comparison for current figures and confirm final rates and fees with the bank.

Compare your options with DoBiz

Use our tools as a starting point, then confirm current terms with the provider.

Open the relevant comparison tool →
Sources and further reading

Terms and rates can change. This guide is general information, not a recommendation.