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Financial planning and growing savings
Money Guides

How to Compare Financial Products in Botswana: 6 Things to Check Before You Choose

Six practical checks before choosing loans, savings, medical aid or insurance in Botswana.

DoBiz Africa · Last verified October 2026
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Medical Aid

Is medical aid in Botswana affordable? What cover costs in 2026

Only 12% of adults in Botswana have medical aid. Among the 87% without cover, more than eight in ten (82%) say the reason is simple: they cannot afford it (Afrobarometer, March 2025).

Gideon · Verified October 2026 · 6 min read
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Loans

Personal loan vs overdraft vs micro-lender in Botswana: what you really pay

Need money for a one-off expense? In Botswana, most people choose between a bank personal loan, an overdraft and a micro-lender. Each has its place, but the cost can differ by thousands of pula on the same amount. This guide shows what each option really costs, so you can compare like with like.

Gideon · Verified October 2026 · 6 min read
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Bank Rates

Bank of Botswana interest rates: what the latest decision means for your loan and mortgage

If you have a mortgage, a car loan or a personal loan, you have probably heard that the Bank of Botswana "held rates" at its last meeting. It sounds like good news, or at least nothing to worry about. The reality is more complicated, and it matters for your monthly budget.

Gideon · Verified October 2026 · 6 min read
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