Savings and Fixed-Deposit Rates in Botswana

The highest displayed percentage helps only if you qualify and the account suits when you need the money. Compare access rules, balance tiers and effective returns.

Savings and call accounts

Check minimum balances, transaction costs, notice periods and whether rates change at different balance levels.

Fixed deposits

Compare the same deposit amount and term. Confirm when interest is paid and the penalty or interest adjustment for early withdrawal.

Nominal and effective rates

A nominal rate states the annual rate before compounding. An effective annual rate reflects compounding. Use the same measure for every product.