Compare savings and fixed deposits in Botswana
The useful comparison is the money you may earn and when you can access it, using the same deposit and period. Published ranges are not guaranteed rates for every balance.
Compare savings →General information. Providers confirm current prices, eligibility and terms.
Savings and call accounts
These can serve different access needs. Check withdrawal rules, minimum balances and the rate that applies to your deposit with the bank.
Fixed and notice deposits
For fixed deposits, compare the same published term. Notice accounts require you to check the notice period and any withdrawal conditions.
How DoBiz illustrates returns
The landing comparison uses one deposit and an annual-compounding illustration. Actual bank payment rules may differ. Source months, minimum deposits and calculation assumptions are shown with the results.
Before you choose
- Access: Decide whether you need withdrawals, can give notice or can leave the deposit for a fixed term.
- Rate basis: Keep nominal rates, annual effective rates and historical averages distinct.
- Net return: Ask about fees, tax, early withdrawals, balance tiers and when interest is paid.
Your questions
Is the highest published rate my rate?
Not necessarily. Balance tiers and eligibility may affect the offer.
Is a call account a phone service?
No. It is a deposit-account category; ask the bank about access and withdrawal conditions.
Are 91 days and three months identical?
No. Exact-day terms and calendar-month terms are kept separate in the calculator.
Sources and further reading
Read the related DoBiz guide →
Guide updated by DoBiz Africa on 30 October 2026. Check the provider’s current documents before applying. The update date does not establish a current product price.